{"id":9852,"date":"2026-06-30T13:57:22","date_gmt":"2026-06-30T17:57:22","guid":{"rendered":"https:\/\/reynaagencysolutionsinc.com\/fianzas-en-hampton-roads-va\/"},"modified":"2026-06-30T14:51:54","modified_gmt":"2026-06-30T18:51:54","slug":"fianzas-en-hampton-roads-va","status":"publish","type":"page","link":"https:\/\/reynaagencysolutionsinc.com\/es\/fianzas-en-hampton-roads-va\/","title":{"rendered":"Fianzas en Hampton Roads, VA"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9852\" class=\"elementor elementor-9852 elementor-9762\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ffe90f e-flex e-con-boxed e-con e-parent\" data-id=\"9ffe90f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-20d0a16 e-con-full e-flex e-con e-child\" data-id=\"20d0a16\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-720b4e2 elementor-widget__width-initial elementor-widget elementor-widget-elementskit-heading\" data-id=\"720b4e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-text_left\"><h1 class=\"ekit-heading--title elementskit-section-title \"><span>Fianzas en<\/span> Hampton Roads, VA<\/h1><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79aaa9f e-con-full e-flex e-con e-child\" data-id=\"79aaa9f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5647736 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5647736\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Reyna Agency Solutions ayuda a particulares y empresas en Hampton Roads a obtener fianzas a trav\u00e9s de compa\u00f1\u00edas de fianzas aprobadas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d55b76 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6d55b76\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Una fianza es un acuerdo legalmente vinculante entre tres partes: el principal, el beneficiario y el fiador.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-892b0a0 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"892b0a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Las secciones de abajo explican qu\u00e9 son las fianzas, c\u00f3mo funciona el proceso y c\u00f3mo nuestra agencia puede ayudarte a ponerte en contacto con la compa\u00f1\u00eda adecuada para tus necesidades de fianza.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8050077 e-con-full e-flex e-con e-child\" data-id=\"8050077\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-525ae37 elementor-widget-mobile__width-initial elementor-align-center elementor-widget elementor-widget-elementskit-button\" data-id=\"525ae37\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"#Contact\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\t\t<div class=\"ekit-btn-wraper\">\n\t\t\t\t\t\t\t<a href=\"#Contact\" class=\"elementskit-btn  whitespace--normal\" id=\"\">\n\t\t\t\t\tObtener ayuda con fianzas\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9609577 elementor-widget-mobile__width-initial elementor-align-center elementor-widget elementor-widget-elementskit-button\" data-id=\"9609577\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\t\t<div class=\"ekit-btn-wraper\">\n\t\t\t\t\t\t\t<a href=\"tel:7578057011\" class=\"elementskit-btn  whitespace--normal\" id=\"\">\n\t\t\t\t\t(757) 874-4108\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1d956f e-con-full e-flex e-con e-child\" data-id=\"c1d956f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aca67ef elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"aca67ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"624\" height=\"624\" src=\"https:\/\/reynaagencysolutionsinc.com\/wp-content\/uploads\/2026\/06\/hero-Surety-Bonds-in-Hampton-Roads-VA-1.webp\" class=\"attachment-large size-large wp-image-9861\" alt=\"hero Fianzas en Hampton Roads, VA\" srcset=\"https:\/\/reynaagencysolutionsinc.com\/wp-content\/uploads\/2026\/06\/hero-Surety-Bonds-in-Hampton-Roads-VA-1.webp 624w, https:\/\/reynaagencysolutionsinc.com\/wp-content\/uploads\/2026\/06\/hero-Surety-Bonds-in-Hampton-Roads-VA-1-300x300.webp 300w, https:\/\/reynaagencysolutionsinc.com\/wp-content\/uploads\/2026\/06\/hero-Surety-Bonds-in-Hampton-Roads-VA-1-150x150.webp 150w\" sizes=\"(max-width: 624px) 100vw, 624px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab800d3 e-flex e-con-boxed e-con e-parent\" data-id=\"ab800d3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d8e37a8 e-con-full e-flex e-con e-child\" data-id=\"d8e37a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63a16a7 elementor-widget elementor-widget-elementskit-heading\" data-id=\"63a16a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-text_left\"><h2 class=\"ekit-heading--title elementskit-section-title \">C\u00f3mo funcionan las fianzas <span>Work<\/span><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-200c412 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"200c412\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Una fianza no es una p\u00f3liza de seguro. Aunque ambas implican un acuerdo financiero, cumplen fines distintos y protegen a partes diferentes. Una p\u00f3liza de seguro protege al asegurado; una fianza protege a la parte que la exige.    <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95bb25c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"95bb25c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Esa diferencia determina c\u00f3mo se estructuran las fianzas, c\u00f3mo se suscriben y qu\u00e9 obligaciones crean para el solicitante.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bab4972 e-con-full e-flex e-con e-child\" data-id=\"bab4972\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-fa6aea1 e-con-full e-flex e-con e-child\" data-id=\"fa6aea1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-647ec3b elementor-widget elementor-widget-icon-box\" data-id=\"647ec3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tLas tres partes implicadas\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tToda fianza implica tres roles:\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b33ec0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6b33ec0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Principal \u2014 La persona o empresa obligada a obtener la fianza<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Beneficiario \u2014 La agencia gubernamental, el organismo de licencias o la parte contratante que exige la fianza<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fiador \u2014 La compa\u00f1\u00eda de fianzas que suscribe y emite la fianza<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b46187 e-con-full e-flex e-con e-child\" data-id=\"3b46187\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae4469 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4ae4469\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El beneficiario establece el requisito de la fianza. El principal solicita la fianza. El fiador eval\u00faa la solicitud y determina si la emite.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16b4c84 elementor-widget elementor-widget-icon-box\" data-id=\"16b4c84\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tEl papel de la agencia en este proceso\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tReyna Agency Solutions act\u00faa como intermediaria. La agencia no emite fianzas directamente. En su lugar, trabaja con compa\u00f1\u00edas de fianzas aprobadas en nombre de los solicitantes. Esto incluye ayudar a los solicitantes a identificar el tipo de fianza correcto, preparar la documentaci\u00f3n y presentar solicitudes a las compa\u00f1\u00edas para su revisi\u00f3n.   \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-902ec99 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"902ec99\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Entender el papel de la agencia como intermediaria \u2014 separado del papel de la compa\u00f1\u00eda fiadora \u2014 es una parte importante del proceso.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ea5196 e-flex e-con-boxed e-con e-parent\" data-id=\"3ea5196\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-531abdd e-con-full e-flex e-con e-child\" data-id=\"531abdd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8129c6e elementor-widget-mobile__width-initial elementor-widget elementor-widget-elementskit-heading\" data-id=\"8129c6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-text_left\"><h2 class=\"ekit-heading--title elementskit-section-title \"><span>Qui\u00e9n puede necesitar una fianza<\/span><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78de3b5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"78de3b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Las fianzas se exigen en diversos contextos profesionales y contractuales. Las circunstancias de abajo reflejan situaciones comunes, no una lista completa de todos los requisitos. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6c3ba2 e-con-full e-flex e-con e-child\" data-id=\"e6c3ba2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-daec176 e-con-full e-flex e-con e-child\" data-id=\"daec176\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0473785 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"0473785\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"60\" height=\"60\" viewBox=\"0 0 60 60\" fill=\"none\"><g clip-path=\"url(#clip0_2396_19)\"><path d=\"M46 0H14C6.26801 0 0 6.26801 0 14V46C0 53.732 6.26801 60 14 60H46C53.732 60 60 53.732 60 46V14C60 6.26801 53.732 0 46 0Z\" fill=\"#D73385\" fill-opacity=\"0.1\"><\/path><mask id=\"mask0_2396_19\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"10\" y=\"10\" width=\"40\" height=\"40\"><path d=\"M50 10H10V50H50V10Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_2396_19)\"><path d=\"M35.0002 13.334H25.0002C24.0797 13.334 23.3335 14.0802 23.3335 15.0007V18.334C23.3335 19.2545 24.0797 20.0007 25.0002 20.0007H35.0002C35.9206 20.0007 36.6668 19.2545 36.6668 18.334V15.0007C36.6668 14.0802 35.9206 13.334 35.0002 13.334Z\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M36.6665 16.666H39.9999C40.585 16.666 41.1598 16.8201 41.6665 17.1126C42.1733 17.4052 42.5941 17.826 42.8866 18.3327C43.1792 18.8394 43.3332 19.4143 43.3332 19.9994V43.3327C43.3332 43.9178 43.1792 44.4926 42.8866 44.9994C42.5941 45.5061 42.1733 45.9269 41.6665 46.2195C41.1598 46.512 40.585 46.666 39.9999 46.666H19.9999C19.4147 46.666 18.8399 46.512 18.3332 46.2195C17.8265 45.9269 17.4057 45.5061 17.1131 44.9994C16.8205 44.4926 16.6665 43.9178 16.6665 43.3327V19.9994C16.6665 19.4143 16.8205 18.8394 17.1131 18.3327C17.4057 17.826 17.8265 17.4052 18.3332 17.1126C18.8399 16.8201 19.4147 16.666 19.9999 16.666H23.3332\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M30 28.334H36.6667\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M30 36.666H36.6667\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M23.3335 28.334H23.3501\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M23.3335 36.666H23.3501\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_2396_19\"><rect width=\"60\" height=\"60\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRequisitos de licencias y permisos\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tMuchos organismos estatales y locales de licencias exigen una fianza como condici\u00f3n para obtener o renovar una licencia profesional. Esto es habitual en oficios, contrataci\u00f3n y sectores de servicios regulados. El tipo de fianza requerido y el importe de la fianza suelen estar definidos por la autoridad de licencias.  \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-23fb421 e-con-full e-flex e-con e-child\" data-id=\"23fb421\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62d17d8 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"62d17d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"60\" height=\"60\" viewBox=\"0 0 60 60\" fill=\"none\"><g clip-path=\"url(#clip0_2396_48)\"><path d=\"M46 0H14C6.26801 0 0 6.26801 0 14V46C0 53.732 6.26801 60 14 60H46C53.732 60 60 53.732 60 46V14C60 6.26801 53.732 0 46 0Z\" fill=\"#D73385\" fill-opacity=\"0.1\"><\/path><mask id=\"mask0_2396_48\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"10\" y=\"10\" width=\"40\" height=\"40\"><path d=\"M50 10H10V50H50V10Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_2396_48)\"><path d=\"M26.6665 30H33.3332\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M26.6665 23.334H33.3332\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M33.3332 44.9993V39.9993C33.3332 39.2954 33.1103 38.6095 32.6965 38.04C32.2828 37.4705 31.6994 37.0466 31.0299 36.8291C30.3604 36.6116 29.6392 36.6116 28.9698 36.8291C28.3003 37.0466 27.7169 37.4705 27.3031 38.04C26.8893 38.6095 26.6665 39.2954 26.6665 39.9993V44.9993\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M20.0002 26.666H16.6668C16.0817 26.666 15.5069 26.8201 15.0002 27.1126C14.4934 27.4052 14.0727 27.826 13.7801 28.3327C13.4875 28.8394 13.3335 29.4143 13.3335 29.9994V41.666C13.3335 42.2512 13.4875 42.826 13.7801 43.3327C14.0727 43.8394 14.4934 44.2602 15.0002 44.5528C15.5069 44.8454 16.0817 44.9994 16.6668 44.9994H43.3335C43.9186 44.9994 44.4934 44.8454 45.0002 44.5528C45.5069 44.2602 45.9277 43.8394 46.2203 43.3327C46.5128 42.826 46.6668 42.2512 46.6668 41.666V24.9994C46.6668 24.4143 46.5128 23.8394 46.2203 23.3327C45.9277 22.826 45.5069 22.4052 45.0002 22.1126C44.4934 21.8201 43.9186 21.666 43.3335 21.666H40.0002\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M20 45V18.3333C20 17.7482 20.154 17.1734 20.4466 16.6667C20.7391 16.1599 21.1599 15.7391 21.6667 15.4466C22.1734 15.154 22.7482 15 23.3333 15H36.6667C37.2518 15 37.8266 15.154 38.3333 15.4466C38.8401 15.7391 39.2609 16.1599 39.5534 16.6667C39.846 17.1734 40 17.7482 40 18.3333V45\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_2396_48\"><rect width=\"60\" height=\"60\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tObligaciones contractuales\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAlgunos contratos \u2014 especialmente en construcci\u00f3n y obras p\u00fablicas \u2014 exigen que la parte contratante obtenga una fianza antes de que empiece el trabajo. Los tipos de fianza m\u00e1s comunes en este contexto incluyen fianzas de licitaci\u00f3n, fianzas de cumplimiento y fianzas de pago. Cada una cumple una finalidad distinta dentro de la estructura del contrato.  \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d58ab76 e-con-full e-flex e-con e-child\" data-id=\"d58ab76\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e2ffa6d e-con-full e-flex e-con e-child\" data-id=\"e2ffa6d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ec2a0e elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"5ec2a0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"60\" height=\"60\" viewBox=\"0 0 60 60\" fill=\"none\"><g clip-path=\"url(#clip0_2396_76)\"><path d=\"M46 0H14C6.26801 0 0 6.26801 0 14V46C0 53.732 6.26801 60 14 60H46C53.732 60 60 53.732 60 46V14C60 6.26801 53.732 0 46 0Z\" fill=\"#D73385\" fill-opacity=\"0.1\"><\/path><mask id=\"mask0_2396_76\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"10\" y=\"10\" width=\"40\" height=\"40\"><path d=\"M50 10H10V50H50V10Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_2396_76)\"><path d=\"M33.3334 31.6658L19.3651 45.6325C18.8371 46.1606 18.1555 46.508 17.418 46.625C16.6804 46.7419 15.9248 46.6224 15.2594 46.2834C14.594 45.9445 14.0529 45.4037 13.7138 44.7384C13.3747 44.0731 13.2549 43.3175 13.3716 42.5799C13.4882 41.8423 13.8354 41.1606 14.3634 40.6325L28.3367 26.6641\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M36.6665 36.666L46.6665 26.666\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M45.8333 27.4994L32.5 14.166\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M23.3335 23.334L33.3335 13.334\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M24.1665 22.5L37.4999 35.8333\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_2396_76\"><rect width=\"60\" height=\"60\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRequisitos judiciales o fiduciarios\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCiertos procedimientos legales o nombramientos fiduciarios requieren una fianza. Algunos ejemplos incluyen sucesiones, tutelas y nombramientos de albacea. A menudo se les denomina fianzas judiciales o fianzas fiduciarias.  \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b365c1 e-con-full e-flex e-con e-child\" data-id=\"6b365c1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12df1fe elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"12df1fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Este abanico de circunstancias refleja por qu\u00e9 a los solicitantes les conviene identificar el tipo de fianza espec\u00edfico requerido antes de iniciar el proceso de solicitud.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c488ca e-flex e-con-boxed e-con e-parent\" data-id=\"5c488ca\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-dad33d9 e-con-full e-flex e-con e-child\" data-id=\"dad33d9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1671ed elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-elementskit-heading\" data-id=\"f1671ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-text_left\"><h2 class=\"ekit-heading--title elementskit-section-title \">\u00bfCu\u00e1l es el prop\u00f3sito principal de una <span>fianza?<\/span>  <\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c712e4 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3c712e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Una fianza sirve como garant\u00eda financiera de que un principal cumplir\u00e1 una obligaci\u00f3n espec\u00edfica. Esa obligaci\u00f3n puede estar definida por la ley, un requisito de licencia o un acuerdo contractual. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d2d3e32 e-con-full e-flex e-con e-child\" data-id=\"d2d3e32\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-89b5f40 e-con-full e-flex e-con e-child\" data-id=\"89b5f40\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-223a975 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"223a975\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"60\" height=\"60\" viewBox=\"0 0 60 60\" fill=\"none\"><g clip-path=\"url(#clip0_2397_100)\"><path d=\"M46 0H14C6.26801 0 0 6.26801 0 14V46C0 53.732 6.26801 60 14 60H46C53.732 60 60 53.732 60 46V14C60 6.26801 53.732 0 46 0Z\" fill=\"#D73385\" fill-opacity=\"0.1\"><\/path><mask id=\"mask0_2397_100\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"10\" y=\"10\" width=\"40\" height=\"40\"><path d=\"M50 10H10V50H50V10Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_2397_100)\"><path d=\"M30.5665 46.5828C30.3863 46.6438 30.197 46.6736 30.0068 46.6708C29.8165 46.6679 29.6282 46.6325 29.4499 46.5661C22.4999 44.1661 16.6665 39.9994 16.6665 31.6661V19.9994C16.6665 19.7069 16.7435 19.4195 16.8898 19.1661C17.0361 18.9127 17.2465 18.7023 17.4999 18.5561C17.7532 18.4098 18.0406 18.3328 18.3332 18.3328C21.6665 18.3328 25.8332 16.3328 28.7332 13.7994C28.9672 13.5995 29.2452 13.4578 29.5445 13.3859C29.8438 13.3141 30.1559 13.3141 30.4552 13.3859C30.7545 13.4578 31.0325 13.5995 31.2665 13.7994C34.1832 16.3494 38.3332 18.3328 41.6665 18.3328C41.9591 18.3328 42.2465 18.4098 42.4999 18.5561C42.7532 18.7023 42.9636 18.9127 43.1099 19.1661C43.2562 19.4195 43.3332 19.7069 43.3332 19.9994V31.6661C43.3332 39.9994 37.4999 44.1661 30.5665 46.5828Z\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_2397_100\"><rect width=\"60\" height=\"60\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tProtecci\u00f3n financiera para el beneficiario\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSi el principal no cumple la obligaci\u00f3n, el beneficiario puede presentar una reclamaci\u00f3n contra la fianza. Entonces el fiador investiga la reclamaci\u00f3n. Si la reclamaci\u00f3n es v\u00e1lida, el fiador puede pagar al beneficiario hasta el importe de la fianza.    \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e03b2e5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e03b2e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A diferencia del seguro, por lo general se espera que el principal reembolse al fiador cualquier reclamaci\u00f3n v\u00e1lida pagada en su nombre.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec4a426 e-con-full e-flex e-con e-child\" data-id=\"ec4a426\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2322a4b elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2322a4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"60\" height=\"60\" viewBox=\"0 0 60 60\" fill=\"none\"><g clip-path=\"url(#clip0_2397_121)\"><path d=\"M46 0H14C6.26801 0 0 6.26801 0 14V46C0 53.732 6.26801 60 14 60H46C53.732 60 60 53.732 60 46V14C60 6.26801 53.732 0 46 0Z\" fill=\"#D73385\" fill-opacity=\"0.1\"><\/path><mask id=\"mask0_2397_121\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"10\" y=\"10\" width=\"40\" height=\"40\"><path d=\"M50 10H10V50H50V10Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_2397_121)\"><path d=\"M16.5251 21.0544C16.8396 19.9769 17.4211 18.9962 18.2156 18.2034C19.0101 17.4105 19.992 16.8311 21.0702 16.5188C22.1483 16.2066 23.2879 16.1716 24.3832 16.4172C24.986 15.4743 25.8165 14.6984 26.7981 14.161C27.7797 13.6235 28.8807 13.3418 29.9998 13.3418C31.1189 13.3418 32.22 13.6235 33.2016 14.161C34.1831 14.6984 35.0136 15.4743 35.6165 16.4172C36.7134 16.1705 37.8549 16.2053 38.9348 16.5184C40.0147 16.8314 40.9979 17.4124 41.7929 18.2074C42.5879 19.0024 43.169 19.9856 43.482 21.0655C43.795 22.1454 43.8298 23.2869 43.5831 24.3838C44.526 24.9867 45.3019 25.8172 45.8393 26.7987C46.3768 27.7803 46.6585 28.8814 46.6585 30.0005C46.6585 31.1196 46.3768 32.2207 45.8393 33.2022C45.3019 34.1838 44.526 35.0143 43.5831 35.6172C43.8287 36.7124 43.7937 37.852 43.4815 38.9302C43.1692 40.0083 42.5898 40.9902 41.7969 41.7847C41.0041 42.5793 40.0234 43.1607 38.9459 43.4752C37.8684 43.7897 36.7289 43.8271 35.6331 43.5838C35.0311 44.5303 34.1999 45.3095 33.2167 45.8494C32.2334 46.3892 31.1299 46.6723 30.0081 46.6723C28.8864 46.6723 27.7829 46.3892 26.7996 45.8494C25.8164 45.3095 24.9852 44.5303 24.3832 43.5838C23.2879 43.8294 22.1483 43.7944 21.0702 43.4822C19.992 43.1699 19.0101 42.5905 18.2156 41.7976C17.4211 41.0048 16.8396 40.0241 16.5251 38.9466C16.2106 37.8691 16.1732 36.7296 16.4165 35.6338C15.4664 35.0326 14.6838 34.2008 14.1416 33.2159C13.5993 32.2309 13.3149 31.1248 13.3149 30.0005C13.3149 28.8762 13.5993 27.7701 14.1416 26.7851C14.6838 25.8002 15.4664 24.9684 16.4165 24.3672C16.1732 23.2714 16.2106 22.1319 16.5251 21.0544Z\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M25 29.9994L28.3333 33.3327L35 26.666\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_2397_121\"><rect width=\"60\" height=\"60\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCumplimiento y responsabilidad\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLas fianzas se utilizan para exigir a los principales el cumplimiento de un est\u00e1ndar definido. En oficios con licencia, esto puede estar relacionado con completar el trabajo seg\u00fan lo contratado o cumplir la normativa profesional. En fianzas relacionadas con tribunales, puede estar relacionado con gestionar activos de forma responsable.  \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae78eac elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"ae78eac\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El importe de la fianza, los requisitos del beneficiario y los procesos de reclamaci\u00f3n var\u00edan seg\u00fan el tipo de fianza y las condiciones de la compa\u00f1\u00eda emisora.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fc80689 e-flex e-con-boxed e-con e-parent\" data-id=\"fc80689\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b748502 e-con-full e-flex e-con e-child\" data-id=\"b748502\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3681c4e elementor-widget-mobile__width-initial elementor-widget elementor-widget-elementskit-heading\" data-id=\"3681c4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-text_left\"><h2 class=\"ekit-heading--title elementskit-section-title \">\u00bfEn qu\u00e9 circunstancias se <span>requiere<\/span> una fianza?<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33248f4 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"33248f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los requisitos de fianza los establecen agencias gubernamentales, juntas de licencias, tribunales y partes contratantes. Las circunstancias que activan un requisito de fianza var\u00edan mucho. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f31d2e9 e-con-full e-flex e-con e-child\" data-id=\"f31d2e9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-38e2ec1 e-con-full e-flex e-con e-child\" data-id=\"38e2ec1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ee57e1 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4ee57e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"60\" height=\"60\" viewBox=\"0 0 60 60\" fill=\"none\"><g clip-path=\"url(#clip0_2398_145)\"><path d=\"M46 0H14C6.26801 0 0 6.26801 0 14V46C0 53.732 6.26801 60 14 60H46C53.732 60 60 53.732 60 46V14C60 6.26801 53.732 0 46 0Z\" fill=\"#D73385\" fill-opacity=\"0.1\"><\/path><mask id=\"mask0_2398_145\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"10\" y=\"10\" width=\"40\" height=\"40\"><path d=\"M50 10H10V50H50V10Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_2398_145)\"><path d=\"M34.9998 30H26.6665\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M34.9998 23.334H26.6665\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M41.6665 38.3333V18.3333C41.6665 17.7482 41.5124 17.1734 41.2199 16.6667C40.9273 16.1599 40.5065 15.7391 39.9998 15.4466C39.4931 15.154 38.9183 15 38.3331 15H16.6665\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M23.3335 45H43.3335C43.9186 45 44.4935 44.846 45.0002 44.5534C45.5069 44.2609 45.9277 43.8401 46.2203 43.3333C46.5128 42.8266 46.6669 42.2518 46.6669 41.6667V40C46.6669 39.7074 46.5898 39.42 46.4436 39.1667C46.2973 38.9133 46.0869 38.7029 45.8335 38.5566C45.5802 38.4103 45.2927 38.3333 45.0002 38.3333H28.3335C28.041 38.3333 27.7536 38.4103 27.5002 38.5566C27.2468 38.7029 27.0364 38.9133 26.8901 39.1667C26.7439 39.42 26.6669 39.7074 26.6669 40V41.6667C26.6669 42.3706 26.444 43.0565 26.0302 43.626C25.6165 44.1954 25.0331 44.6193 24.3636 44.8369C23.6941 45.0544 22.9729 45.0544 22.3035 44.8369C21.634 44.6193 21.0506 44.1954 20.6368 43.6259C20.223 43.0565 20.0002 42.3706 20.0002 41.6667V18.3333C20.0002 17.6294 19.7773 16.9435 19.3636 16.3741C18.9498 15.8046 18.3664 15.3807 17.6969 15.1631C17.0274 14.9456 16.3063 14.9456 15.6368 15.1631C14.9673 15.3807 14.3839 15.8046 13.9701 16.3741C13.5564 16.9435 13.3335 17.6294 13.3335 18.3333V21.6667C13.3335 21.9592 13.4105 22.2466 13.5568 22.5C13.7031 22.7534 13.9135 22.9638 14.1669 23.11C14.4202 23.2563 14.7076 23.3333 15.0002 23.3333H20.0002\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_2398_145\"><rect width=\"60\" height=\"60\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tContextos regulatorios y de licencias\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLos gobiernos estatales y locales exigen con frecuencia fianzas para profesiones con licencia e industrias reguladas. Los requisitos difieren seg\u00fan la jurisdicci\u00f3n, el tipo de licencia y la categor\u00eda de fianza. Los solicitantes deben verificar los requisitos vigentes con la autoridad de licencias u organismo regulador correspondiente.  \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ef18de e-con-full e-flex e-con e-child\" data-id=\"6ef18de\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c56b0d3 e-con-full e-flex e-con e-child\" data-id=\"c56b0d3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5f4da5 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"c5f4da5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"60\" height=\"60\" viewBox=\"0 0 60 60\" fill=\"none\"><g clip-path=\"url(#clip0_2399_169)\"><path d=\"M46 0H14C6.26801 0 0 6.26801 0 14V46C0 53.732 6.26801 60 14 60H46C53.732 60 60 53.732 60 46V14C60 6.26801 53.732 0 46 0Z\" fill=\"#D73385\" fill-opacity=\"0.1\"><\/path><mask id=\"mask0_2399_169\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"10\" y=\"10\" width=\"40\" height=\"40\"><path d=\"M50 10H10V50H50V10Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_2399_169)\"><path d=\"M36.6668 43.334V16.6673C36.6668 16.0822 36.5128 15.5074 36.2202 15.0007C35.9277 14.4939 35.5069 14.0731 35.0001 13.7806C34.4934 13.488 33.9186 13.334 33.3335 13.334H26.6668C26.0817 13.334 25.5069 13.488 25.0001 13.7806C24.4934 14.0731 24.0726 14.4939 23.7801 15.0007C23.4875 15.5074 23.3335 16.0822 23.3335 16.6673V43.334\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M43.3335 20H16.6668C14.8259 20 13.3335 21.4924 13.3335 23.3333V40C13.3335 41.8409 14.8259 43.3333 16.6668 43.3333H43.3335C45.1744 43.3333 46.6668 41.8409 46.6668 40V23.3333C46.6668 21.4924 45.1744 20 43.3335 20Z\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_2399_169\"><rect width=\"60\" height=\"60\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tContextos contractuales\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLos contratos privados y los procesos de contrataci\u00f3n p\u00fablica pueden especificar requisitos de fianza como condici\u00f3n de participaci\u00f3n o adjudicaci\u00f3n. El tipo de fianza, el importe y las condiciones suelen definirse en la documentaci\u00f3n del contrato. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-faff07f e-con-full e-flex e-con e-child\" data-id=\"faff07f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b306fd0 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"b306fd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"60\" height=\"60\" viewBox=\"0 0 60 60\" fill=\"none\"><g clip-path=\"url(#clip0_2399_194)\"><path d=\"M46 0H14C6.26801 0 0 6.26801 0 14V46C0 53.732 6.26801 60 14 60H46C53.732 60 60 53.732 60 46V14C60 6.26801 53.732 0 46 0Z\" fill=\"#D73385\" fill-opacity=\"0.1\"><\/path><mask id=\"mask0_2399_194\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"10\" y=\"10\" width=\"40\" height=\"40\"><path d=\"M50 10H10V50H50V10Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_2399_194)\"><path d=\"M33.3335 31.6658L19.3651 45.6325C18.8372 46.1606 18.1556 46.508 17.418 46.625C16.6805 46.7419 15.9249 46.6224 15.2594 46.2834C14.594 45.9445 14.053 45.4037 13.7138 44.7384C13.3747 44.0731 13.2549 43.3175 13.3716 42.5799C13.4883 41.8423 13.8355 41.1606 14.3635 40.6325L28.3368 26.6641\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M36.6665 36.666L46.6665 26.666\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M45.8333 27.4993L32.5 14.166\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M23.3335 23.334L33.3335 13.334\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M24.1665 22.5L37.4998 35.8333\" stroke=\"#D73385\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_2399_194\"><rect width=\"60\" height=\"60\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tContextos legales y fiduciarios\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLos tribunales pueden exigir fianzas a personas designadas para gestionar herencias, tutelas u otras funciones fiduciarias. Estos requisitos suelen ser establecidos por el tribunal que lleva el asunto. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-650ec52 e-con-full e-flex e-con e-child\" data-id=\"650ec52\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fed72ab elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"fed72ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Como los requisitos provienen de m\u00faltiples fuentes, identificar el tipo de fianza correcto requiere revisar el requisito espec\u00edfico del beneficiario, en lugar de hacer una suposici\u00f3n general sobre la industria o el servicio implicado.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c57e26b e-flex e-con-boxed e-con e-parent\" data-id=\"c57e26b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0354846 e-con-full e-flex e-con e-child\" data-id=\"0354846\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4eca81d elementor-widget elementor-widget-elementskit-heading\" data-id=\"4eca81d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-text_left\"><h2 class=\"ekit-heading--title elementskit-section-title \">\u00bfSon dif\u00edciles de obtener las <span>fianzas<\/span>?<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1aa2171 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1aa2171\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La dificultad de obtener una fianza depende de varios factores. Entre ellos, el tipo de fianza, el importe requerido y el perfil financiero y profesional del solicitante. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b74dd40 e-con-full e-flex e-con e-child\" data-id=\"b74dd40\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-75d464a e-con-full e-flex e-con e-child\" data-id=\"75d464a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2e7b05 elementor-widget elementor-widget-icon-box\" data-id=\"a2e7b05\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tFactores revisados durante la suscripci\u00f3n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLas compa\u00f1\u00edas de fianzas eval\u00faan las solicitudes seg\u00fan criterios de suscripci\u00f3n. Los factores comunes incluyen: \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21c7022 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"21c7022\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Historial crediticio \u2014 Se revisa con frecuencia el cr\u00e9dito personal o empresarial<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Estados financieros \u2014 Requeridos para importes de fianza m\u00e1s altos o fianzas relacionadas con construcci\u00f3n<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Historial laboral o trayectoria profesional \u2014 Relevante para fianzas de oficios o de licencias<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Tipo e importe de la fianza \u2014 Las fianzas de mayor riesgo o mayor valor suelen implicar m\u00e1s revisi\u00f3n<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ed546d1 e-con-full e-flex e-con e-child\" data-id=\"ed546d1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9cabc6f elementor-widget elementor-widget-icon-box\" data-id=\"9cabc6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tComplejidad de la solicitud seg\u00fan el tipo de fianza\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAlgunos tipos de fianza \u2014 como las fianzas peque\u00f1as de licencia \u2014 implican un proceso de solicitud relativamente sencillo. Otros \u2014 como las fianzas contractuales para grandes proyectos de construcci\u00f3n \u2014 implican m\u00e1s documentaci\u00f3n y revisi\u00f3n de suscripci\u00f3n. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dbc906 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4dbc906\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Reyna Agency Solutions trabaja con varias compa\u00f1\u00edas, por lo que las solicitudes pueden presentarse a aquellas cuyos criterios de suscripci\u00f3n se ajusten al perfil del solicitante. La aprobaci\u00f3n la determina \u00fanicamente la compa\u00f1\u00eda fiadora y no est\u00e1 garantizada. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87ed640 e-flex e-con-boxed e-con e-parent\" data-id=\"87ed640\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a9af615 e-con-full e-flex e-con e-child\" data-id=\"a9af615\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f537eba elementor-widget elementor-widget-elementskit-heading\" data-id=\"f537eba\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-text_left\"><h2 class=\"ekit-heading--title elementskit-section-title \">\u00bfCu\u00e1les son las desventajas de una <span>fianza<\/span>?<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93293f4 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"93293f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Las fianzas cumplen una funci\u00f3n importante de cumplimiento, pero los solicitantes deben entender las obligaciones que conllevan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-990c728 e-con-full e-flex e-con e-child\" data-id=\"990c728\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-40d07db e-con-full e-flex e-con e-child\" data-id=\"40d07db\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42277cd elementor-widget elementor-widget-n-accordion\" data-id=\"42277cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]},&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6930\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-6930\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> El principal asume la responsabilidad de reembolso <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-up-arrow1\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-down-arrow1\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6930\" class=\"elementor-element elementor-element-766ade1 e-con-full e-flex e-con e-child\" data-id=\"766ade1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ccc7a5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5ccc7a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A diferencia de una p\u00f3liza de seguro, una fianza no absorbe una p\u00e9rdida cubierta. Si el fiador paga una reclamaci\u00f3n v\u00e1lida, por lo general el principal est\u00e1 obligado a reembolsar al fiador. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bf9246 elementor-widget elementor-widget-n-accordion\" data-id=\"2bf9246\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]},&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4610\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4610\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Los costes de la prima son un gasto continuo <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-up-arrow1\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-down-arrow1\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4610\" class=\"elementor-element elementor-element-bce5a95 e-con-full e-flex e-con e-child\" data-id=\"bce5a95\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd54db1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"fd54db1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La mayor\u00eda de las fianzas requieren una prima anual para mantenerse activas. Las tarifas var\u00edan seg\u00fan el tipo de fianza, el importe y factores de suscripci\u00f3n como el perfil crediticio. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8251836 elementor-widget elementor-widget-n-accordion\" data-id=\"8251836\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]},&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1360\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1360\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Requisitos de renovaci\u00f3n <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-up-arrow1\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-down-arrow1\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1360\" class=\"elementor-element elementor-element-5b31482 e-con-full e-flex e-con e-child\" data-id=\"5b31482\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-636ead5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"636ead5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Muchas fianzas deben renovarse con regularidad. Un lapso en la cobertura puede afectar al estado de una licencia, permiso o contrato. Los solicitantes deben confirmar los plazos de renovaci\u00f3n con la compa\u00f1\u00eda emisora y con el beneficiario.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63c22cf e-flex e-con-boxed e-con e-parent\" data-id=\"63c22cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3a6b066 e-con-full e-flex e-con e-child\" data-id=\"3a6b066\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f9543da elementor-widget elementor-widget-elementskit-heading\" data-id=\"f9543da\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-text_left\"><h2 class=\"ekit-heading--title elementskit-section-title \">Coberturas relacionadas para tu <span>Business<\/span><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-371fb61 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"371fb61\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Las fianzas son una parte de una estrategia m\u00e1s amplia de gesti\u00f3n de riesgos. Muchas empresas que requieren una fianza tambi\u00e9n cuentan con cobertura de seguro comercial. Nuestra p\u00e1gina de <a href=\"https:\/\/reynaagencysolutionsinc.com\/es\/seguro-comercial-en-hampton-roads-va\/\"><u><span class=\"ql-comment ql-comment_active\" data-comment-ids=\"90170220598976\" data-track-unresolved-ids=\"false\"><span class=\"ql-text-color ql-color-blue\" data-test=\"ql-text-color-blue\">[seguro comercial]<\/span><\/span><\/u><\/a> explica las opciones con las que trabajamos.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ce7f17 e-flex e-con-boxed e-con e-parent\" data-id=\"2ce7f17\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ce3b56d e-con-full e-flex e-con e-child\" data-id=\"ce3b56d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94f07bd elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-elementskit-heading\" data-id=\"94f07bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-text_left\"><h2 class=\"ekit-heading--title elementskit-section-title \"><span>Working<\/span> Con una agencia de fianzas local<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37ac518 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"37ac518\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Reyna Agency Solutions ofrece asistencia con fianzas a particulares y empresas en todo Hampton Roads, incluyendo Norfolk y Newport News.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71c709c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"71c709c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Como agencia independiente, Reyna Agency Solutions trabaja con varias compa\u00f1\u00edas de fianzas aprobadas en lugar de un \u00fanico proveedor. Las solicitudes se presentan en funci\u00f3n del tipo de fianza requerido y de los criterios de suscripci\u00f3n de la compa\u00f1\u00eda. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16b30e4 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"16b30e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El papel de la agencia es ayudar a identificar la fianza correcta, preparar la documentaci\u00f3n y facilitar el proceso de presentaci\u00f3n. Todas las decisiones de suscripci\u00f3n las toma la compa\u00f1\u00eda de fianzas. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fabae80 e-flex e-con-boxed e-con e-parent\" data-id=\"fabae80\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d97271e e-con-full e-flex e-con e-child\" data-id=\"d97271e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4992c1 elementor-widget elementor-widget-elementskit-heading\" data-id=\"d4992c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-text_left\"><h2 class=\"ekit-heading--title elementskit-section-title \"><span>Important<\/span> Avisos<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66253ee elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"66253ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Reyna Agency Solutions act\u00faa como intermediaria entre los solicitantes y las compa\u00f1\u00edas fiadoras. La agencia no emite fianzas directamente. La aprobaci\u00f3n de la fianza, las tarifas de la prima y los plazos de emisi\u00f3n los determina la compa\u00f1\u00eda de fianzas y no est\u00e1n garantizados.    <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34bb084 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"34bb084\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Este contenido no constituye asesoramiento legal ni orientaci\u00f3n regulatoria. Los solicitantes deben verificar los requisitos de fianza con la autoridad de licencias aplicable, el tribunal o la parte contratante. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22d63f8 e-flex e-con-boxed e-con e-parent\" data-id=\"22d63f8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-026aeb4 e-con-full e-flex e-con e-child\" data-id=\"026aeb4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4cb4e32 elementor-widget elementor-widget-elementskit-heading\" data-id=\"4cb4e32\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">\u00bfTienes preguntas sobre <span>una fianza?<\/span>  <\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-998e9b1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"998e9b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Reyna Agency Solutions est\u00e1 disponible para ayudarte a identificar el tipo de fianza correcto, preparar la documentaci\u00f3n y ponerte en contacto con una compa\u00f1\u00eda aprobada. Contacta con la oficina para hablar sobre tu requisito espec\u00edfico de fianza. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9043f88 e-con-full e-flex e-con e-child\" data-id=\"9043f88\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d24d35c e-con-full Contact e-flex e-con e-child\" data-id=\"d24d35c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-03a7ec7 elementor-button-align-center elementor-widget elementor-widget-form\" data-id=\"03a7ec7\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"Contact\" data-settings=\"{&quot;step_next_label&quot;:&quot;Siguiente&quot;,&quot;step_previous_label&quot;:&quot;Anterior&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;,&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Nuevo formulario\" aria-label=\"Nuevo formulario\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"9852\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"03a7ec7\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tNombre\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Nombre\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tCorreo electr\u00f3nico\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Correo electr\u00f3nico\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-field_10c33fd elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_10c33fd\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tTel\u00e9fono\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[field_10c33fd]\" id=\"form-field-field_10c33fd\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Tel\u00e9fono\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-field_c074bdf elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_c074bdf\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tAsunto\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[field_c074bdf]\" id=\"form-field-field_c074bdf\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Asunto\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tMensaje\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\" placeholder=\"Escribe un mensaje detallado sobre c\u00f3mo podemos ayudarte y qu\u00e9 necesitas. Si no est\u00e1s seguro, explica que te gustar\u00eda una llamada de consulta.   \"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text\">\n\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_c141748]\" id=\"form-field-field_c141748\" class=\"elementor-field elementor-size-sm \" style=\"display:none !important;\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-recaptcha_v3 elementor-field-group elementor-column elementor-field-group-field_ad9a37a elementor-col-100 recaptcha_v3-bottomleft\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-field_ad9a37a\"><div class=\"elementor-g-recaptcha\" data-sitekey=\"6LeudcEsAAAAAKfmsN7Yfg8kdK2A7lamQp0IMGmb\" data-type=\"v3\" data-action=\"Form\" data-badge=\"bottomleft\" data-size=\"invisible\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-md elementor-animation-shrink\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contacta con nosotros directamente<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Fianzas en Hampton Roads, VA Reyna Agency Solutions ayuda a particulares y empresas en Hampton Roads a obtener fianzas a trav\u00e9s de compa\u00f1\u00edas de fianzas aprobadas. Una fianza es un acuerdo legalmente vinculante entre tres partes: el principal, el beneficiario y el fiador. Las secciones de abajo explican qu\u00e9 son las fianzas, c\u00f3mo funciona el [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-9852","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/reynaagencysolutionsinc.com\/es\/wp-json\/wp\/v2\/pages\/9852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/reynaagencysolutionsinc.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/reynaagencysolutionsinc.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/reynaagencysolutionsinc.com\/es\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/reynaagencysolutionsinc.com\/es\/wp-json\/wp\/v2\/comments?post=9852"}],"version-history":[{"count":1,"href":"https:\/\/reynaagencysolutionsinc.com\/es\/wp-json\/wp\/v2\/pages\/9852\/revisions"}],"predecessor-version":[{"id":9862,"href":"https:\/\/reynaagencysolutionsinc.com\/es\/wp-json\/wp\/v2\/pages\/9852\/revisions\/9862"}],"wp:attachment":[{"href":"https:\/\/reynaagencysolutionsinc.com\/es\/wp-json\/wp\/v2\/media?parent=9852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}