Reyna Agency Solutions Inc.


"Reyna Agency Solutions Inc. (RAS) provides a wide range of services for individuals and businesses, from car insurance to fill requests . When we offer comprehensive solutions, we mean the convenience of solving various needs in one place. Our goal is to save you time and worry so you can focus on what is most important to you. At RAS our clients will always find a warm, professional treatment and in their own language"


Work Comp Insurance

All you need to know about Work Comp Insurance

Worker's compensation insurance, also called workers' comp insurance, helps cover medical expenses and lost wages for small business owners if an employee is injured or becomes sick. This coverage can include rehabilitation services and death benefits too. Workers' compensation insurance is also called workman's compensation or workman's comp. 

Mandatory workers' compensation insurance helps you and your employees. For employees that are injured or become ill because of work related events it can help cover:

  • Medical bills
  • A portion of lost wages
  • Funeral expenses if a work-related event results in a death

An ITIN does not:

Authorize work in the U.S.
Provide eligibility for Social Security benefits
Qualify a dependent for Earned Income Tax Credit Purposes

Accidents happen, but workers' comp helps give your business a safety net. In addition to helping cover medical bills and lost wages, the coverage may help with:

  • Vocational rehabilitation services to help get your employee back to work
  • Help with legal costs in the event of a lawsuit

Coverage varies by state but we've listed some examples of things usually covered. For a complete list of what's covered in your state, please see your policy contract.


How it works

Answer a few short questions, and we’ll recommend the right services for your business needs and objectives. Apply and buy through Reyna Solutions and let our licensed experts handle the rest. Free of hassle, free of charge.


What Worker's Comp covers

In general workers’ comp covers employees’, owners’, and officers’ injuries or illness caused by their job. Examples:

What Worker's Comp does not covers

In general workers’ comp covers employees’, owners’, and officers’ injuries or illness caused by their job. Examples:


Most states require businesses with 1 or more employees to have workers' compensation insurance. As a business owner, you want to protect your business, yourself, and your employees from unforeseen accidents and prevent business interruption.

We could help you save on your workers' compensation insurance by teaming with companies that will work directly with you. Start a quote and see how much you could save!

Workers' comp is required by most states. In a majority of states, if you have one employee you must have this insurance in order to avoid fines. For example, in California your fine can be up to $100,000.

Typically, it depends on where an employee contracted COVID-19 as workers' comp protects employees from on-the-job injuries and illnesses. If an employee contracts the coronavirus while working, most policies will provide coverage.



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